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UL Card Simulator

UL Card Simulator
UL Card Simulator is the most complete card simulation tool for Acquirers, Acquirer Processors, Merchants and Terminal Vendors that want to test the correct processing of payment transactions on payment devices.
Full description

UL Card Simulator is the most complete card simulation tool for Acquirers, Acquirer Processors, Merchants and Terminal Vendors that want to test the correct processing of payment transactions on payment devices.

The UL Card Simulator simulates the real behavior of a contact or contactless EMV card without the need for any physical cards. It simplifies the terminal testing procedure in various ways, mainly by eliminating the dependency on EMV issuers and schemes for physical test cards.

UL Card Simulator is a state-of-the-art tool that can simulate any and all functions of an actual smart card, both contact and contactless. The tool simulates card profiles for all major payment schemes. It can simulate both correctly functional cards and faulty cards, which allows you to observe the terminal’s behavior during a card transaction and whether it reacts in the correct way.

UL Card Simulator generates detailed and clear reports of any testing, including logs and interpretations of all technical data in commands and responses. The tool works in conjunction with the industry-proven hardware.

Key benefits

• No physical cards necessary

• Eliminates the risk of lost, blocked or damaged cards

• Contact, contactless and magstripe real time card simulation

• Comprehensive reports giving insight into application logic

• Reduces time-to-market for POS/ATMs deployment

• Flexible and easy to use

Simulated cards
Simulation of cards includes:
- Mastercard Card Images for contact and contactless M-TIP (Subset 1, Field Interoperability Subset, Subset Maestro UK, Subset 6 Mastercard, Subset 8 PayPass and Subset M-TIP)
 - Mastercard Card Images for Mastercard Interoperability subset (confidence) cards
 - Mastercard Card Images for contact and contactless NIV (Subset 3, Subset 5 PIN Management, Subset 6 PayPass and Subset 7 PayPass)
- Visa contact ADVT Card Images and contactless CDET and ADVT-qVSDC Card Images
- American Express contact AEIPS and contactless Expresspay Card Images
- UnionPay Card Images
- JCB (TCI) Card Images 
- Diners Club Card Images
- Discover Card Images
- Interac, DNA, and Pulse Card Images
- Magnetic Stripe images for brand testing

Available hardware
- Contact testing: UL SmartLink Box
- Contactless testing: UL SmartWave Box
- MagStripe testing: UL SmartStripe
Send a request
cities cities cities cities cities
mn-fr 10.00 - 18.00
117342, Moscow,
Butlerova st., 17, 6th floor